And this is my humble opinion, but none of that is really about an ox at all. It's symbolism for an atonement for sin.
That's the point where Jewish tradition disagrees with you.
I am definitely not an expert in N'zikin (damages), but IIRC, the first verse talks not about what is actually done by a human court, but what the negligent owner deserves by the hands of Heaven. The second describes what is actually done. And the "him" is not the guilty party. It means the value of the
victim -- in terms of earning potential. Sort of like how life insurance is supposed to work. Also, the ox's owner is only responsible if the ox is "an habitual gorer". Like how in American law they say every dog gets one bite?
Also, did Jesse get confused, or is this one of the places where the numbering differrs between a Tanach and Christian Bible? To me, the verses Jesse quoted are 28 - 29.